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Penalty Transparency

Where your money goes when a penalty is charged. No hidden fees, no surprises.

How penalties are split

PactLock Platform25%

Covers payment processing, infrastructure, and service operations.

Your Chosen Cause75%

Goes to the consequence you selected: Recovery Fund, charity, or custom destination.

Example: $100 penalty

Total penalty charged$100.00
PactLock platform (25%)$25.00
Your chosen cause (75%)$75.00

Consequence options

Recovery Fund

Donated to organizations supporting addiction recovery and mental health awareness.

Charity

Donated to a verified charity of your choice.

Custom

Sent to a specific organization or cause you designate.

Our commitment to transparency

  • • You see the exact split before signing any commitment
  • • Penalty charges are processed immediately on breach — no delays
  • • We publish aggregate penalty allocation data quarterly
  • • The 25% minimum platform share is enforced at the API level — it cannot be configured lower
  • • All transactions are recorded in your audit log